Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Read more about Select on. I never leave opinions/reviews, but this is such bad service. we recommend upgrading your browser. It has a simple fee structure and fee-free ATM access at PNC ATMs. Set up direct deposit for your paycheck or government benefit payments and get access to your money right away. media.relations@pnc.com, Advertising Inquiries access. Be sure to check with your biller before making payments. )Wish the pending amount was reflected in the available balance,I'd like to know what I have left at-a-glance vs having to add up a bunch of pending transactions on the fly. Deposits totaling less than $50,000 will release $100 on the date of deposit and be made fully available on the first business day following the deposit. When you open and use a new, qualifying business checking account. We narrowed down our rankings by only considering checking accounts that come from brick-and-mortar banks with broad availability, offering access to at least 2,000 physical branches and over 4,000 fee-free ATMs in the U.S. We compared each checking account on a range of features, including: All of the accounts included on this list are Federal Deposit Insurance Corporation (FDIC) or National Credit Union Administration (NCUA) insured up to $250,000. Mobile App. I've also had issues with extremely slow and hanging startups. Bank of America is a Member FDIC. pncmedia@deutschinc.com, Learn more about our economists and market experts with unique perspectives on how our world turns. Keep in mind that if you make deposits at an ATM after the cut-off time, the first business day following counts as the initial deposit date. You need immediate access to your deposited funds Bills or payments are due You want peace of mind that your money is available right away How It Works 1. Information about the PNC Bank Virtual Wallet has been collected independently by Select and has not been reviewed or provided by the bank prior to publication. For specific time restrictions, limitations and other details regarding unauthorized use, see your account agreement. The APY shown is the highest balance tier relationship rate for Virtual Wallet with Performance Select Growth Account.**. The maximum card balance for the PNC SmartAccess card is $10,000somewhat lower than the average prepaid card. Bank deposit products and services provided by PNC Bank, National Association. The value of the reward may be reported on the appropriate Internal Revenue Service (IRS) forms, and may be considered taxable income to you. However, third party message and data rates may apply. If your card (or its number) is lost or stolen, your money will be replaced if you notify us promptly of its unauthorized use.[4]. It wont cost you any more and we will receive a small commission. Deposits totaling less than $50,000 will release $100 on the date of deposit and be made fully available on the first business day following the deposit. Some accounts may not be eligible to be included in the combined average monthly balance requirement based on titling structure, product type or other constraints. Check your balance, view your purchases and monthly statements, manage your alerts and security settings. These. Full list of Union Bank routing numbers here. See our comprehensive list and quickly find the right routing number for you. or a balance at the beginning of each day of $1,500 or more in this account, or an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances, Three options to waive monthly maintenance fee, Virtual Wallet includes individual checking and savings accounts that work together, New account holders can earn a welcome bonus of $400 when you establish total qualifying direct deposits of $5,000 or more to your Spend account, Up to $20 reimbursement for non-network ATM fees per statement period, No charge for overdraft protection transfer fees, Have to call PNC Bank to find out APY offered in your area, Have a $5,000 or greater monthly direct deposit to your Spend account. The daily spending limit is $2,500, also a little lower than average. Have $2,000 in qualifying direct deposits ($1,000 for WorkPlace or Military Banking customers) in a linked Spend account of a Virtual Wallet with Performance Spend during the previous calendar month. It's easy to deposit in as well as transferring funds into it if you have a checking or savings account. 10 Not-So-Obvious Money Tips for Empty Nesters. Access to your money online, at ATMs and on the PNC SmartAccess Mobile app. This app may share these data types with third parties, Personal info, App activity, and Device or other IDs. And still ringingSo glad I'm not a customer. 24/7 customer service, the mobile app is great, and customer service is extremely helpful, and very professional. I felt like I was the one in the WRONG simply for asking questions about transactions on my card. Here are some of the common checking account fees you may incur: While these fees can add up, you can avoid them by responsibly managing your account and always maintaining a positive balance. A maximum of eight (8) linked PNC accounts, inclusive of the Spend and Reserve for Virtual Wallet with Performance Select, may be considered in the combined average monthly balance relationship. While the bank doesnt have standard limits on daily deposits and withdrawals, there are still some things you need to know as a customer. Spend, save and grow your money with Virtual Wallet. Every time I call PNC SmartAccess customer service I always get greeted with excellent customer service, they are always so helpful, knowledge, and kind. The right insights and ideas can help you make the most of today. Offer may be extended, modified or discontinued at any time and may vary by market. The PNC SmartAccess Prepaid Visa is a no-frills card. DO NOT check this box if you are using a public computer. For Virtual Wallet with Performance Spend, accounts eligible for inclusion in the $10,000 combined average monthly balance requirement calculation include PNC consumer checking, savings, money market, certificate of deposit and/or retirement certificate of deposit. $5,000combined average monthly balance in your Spend and up to 7 linked PNC bank consumer checking accounts to avoid monthly maintenance fee, Need to call PNC for the APY offered in your area, $500 daily deposit balance to avoid monthly maintenance fee. Actual terms may vary. Terms and conditions of this offer are subject to change without notice. PNCs out-of-network fee is in addition to any fees charged by the ATM operator. A qualifying Direct Deposit is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend or Virtual Wallet. Budget You have the maximum number of saved User IDs (3), The Great Timing Debate: When to Claim Your Social Security Benefit, Kids Flown the Coop? At no extra cost, you get two additional accounts. Big banks have a major advantage overonline-only bankswhen it comes to convenience. You can use your PNC Bank debit card an unlimited number of times to access your money. Shopping recommendations that help upgrade your life, delivered weekly. Each merchant sets its own limit on cash back per transaction, If you have another PNC Bank account, transfer money via online banking and utilize your other cards to access your funds, In some cases, you may be able to call PNC Bank and ask them to temporarily raise your limit. I don't understand what they need to investigate into. Have $5,000 in qualifying direct deposits in a linked Spend account of a Virtual Wallet with Performance Select during the previous calendar month. But, its features are basic. I receive my direct deposits, I can use it at the gas pump, I can buy all my needs in store, online, and over the phone, so it's a perfect card for simple people. You can set up paychecks and government benefits to be loaded onto the card via direct deposit. Check your local branch to find out what the ATM withdrawal limit is on a calendar day. ET. I wouldnt recommended this company to anyone! I actually recommend the card. The monthly fee is about average for cards that charge a monthly fee. Member FDIC. PNC is a registered service mark of The PNC Financial Services Group, Inc. (PNC). Spend is your primary checking account. Neither PNC norZelleoffers a protection program for authorized payments made with Zelle. Download for iPhone or Android, You can access your money fee-free at nearly 18,000 PNC ATMs across the country, The monthly fee is waived for primary cardholders who are employed at PNC. Old versions of the app allowed you to enter or correct the amount manually, and it's nuts that was taken away. I can't say anything about there checking accounts, savings, loans, mortgages, etc. It would be great after the few little bugs were gone!!! The PNC SmartAccess prepaid card is pretty basic. Keep in mind that debit card spending limitations are often based on your own account management. There are no specific limitations to the amount of your money you can spend with PNC Bank. OR, $5,000+ monthly balance in Spend + Reserve. (412) 762-4550 Thankfully I found their back office number.Maybe it will help someone else. 2023 The PNC Financial Services Group, Inc. All rights reserved. It is a great card!. Keep in mind that this may not be a permanent solution, though it can help if youre traveling or planning a major one-time cash purchase. Our mission is to provide the possible best answers for your questions. Should you merge your accounts or keep everything separate? We're here to help when you do. Each merchant sets its own limit on cash back per transaction. ONLINE BANKS: What Are They and Are They Right for You? [7], Pay Bills* Set up email and text alerts[3]and receive notifications for things like deposits, withdrawals and purchases, change in personal information, low balances and more. Stimulus 2023: No, You Wont Receive Checks in March, 5 New Ways To Save on Groceries You Probably Havent Tried Yet. PITTSBURGH, May 31, 2011 /PRNewswire/ -- PNC Bank, a member of The PNC Financial Services Group, Inc. (NYSE: PNC), announced today a new mobile banking feature that allows customers to conveniently deposit checks using an iPhone, iPod Touch or iPad 2. In order to qualify for a Relationship Rate, you must have a linked Spend account of a Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend or Virtual Wallet and meet one of the following requirements: (A qualifying direct deposit is a recurring electronic deposit made by an employer or an outside agency. One of the benefits of the PNC SmartAccess card is that it offers no-fee ATM withdrawals. All Right Reserved. Login to Online Banking, Avoid unwanted fees Marcey Zwiebel MemberFDIC. iPhone, iPod and iPad are registered trademarks of Apple Inc. Tim Rice Fee-free cash withdrawals at any PNC and partner ATM.[9]. Shop Pay is an innovative payment solution developed by Shopify. There was an unknown error. The simple three-step process takes about 90 seconds. 3. media.relations@pnc.com, Advertising Inquiries Pittsburgh, PA 15222 USA, PNC Media Relations Credit card cash advance transfers, wire transfers, transfers from one account to another or deposits made at a branch or ATM do not qualify as qualifying Direct Deposits. A hallmark of the Foundation Checking account is a money management course that is now available on mobile devices as part of the on-boarding experience. PNC Partner ATMs are not owned by PNC, and may be limited to cash withdrawal functionality. 2 on J.D. All rates and Annual Percentage Yields (APYs) are accurate as of . An initial minimum load of $25 is required. The Tower at PNC Plaza Virtual Wallet, PNC Pay, and PNC Purchase Payback are registered marks of The PNC FInancial Services Group, Inc. Low Cash Mode is a registered mark of The PNC Financial Services Group, Inc. Zelleand the Zellerelated marks are wholly owned by Early Warning Services, LLC and are used herein under license. You can click on the 'unsubscribe' link in the email at anytime. Limitations apply. For a prepaid card, the SmartAccess is very modern, and I love how I have access 24/7 on the mobile app is well, the app is great and works well to no issues that I have encountered. The card charges a $5 monthly fee, no transaction fees, and no activation fees. When autocomplete results are available use up and down arrows to review and enter to select. [9], Bank Online Technology presents opportunities to learn about and manage money. Run a home equity savings scenario and see your loan options. Trust, Estate and other specialty titled accounts are excluded from this offer. I love it so much! 5 Ways To Shop On Amazon Without A Credit Card, P2P Transfer Options for Prepaid Debit Cardholders, Warning: Youre Paying Too Much for Your Prepaid Card, prepaidcards offer to waive the monthly fee, cash load options typical for prepaid cards, Some features limited to PNC service area. You may earn a $400 reward if you open and use a new Virtual Wallet with Performance Select, a $200 reward if you open and use a new Virtual Wallet with Performance Spend, or a $50 reward if you open and use a new Virtual Wallet. New account will not be eligible for offer if you or any signer on the new account has an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a PNC promotional premium in the past 24 months. For existing PNC banking customers or those in its service area, the card can be a good choice among prepaid cards. Maintain $500 in combined minimum deposit balances. Its great for the no fees but its impossible to deal with them.Someone could have a direct deposit and if they decide to close your account your stuck . Pittsburgh, PA 15222 USA, PNC Media Relations deposit (reload) onto your PNC SmartAccess Card will become available for your use. Affordability: Customers don't have to worry about paying overdraft fees and withdrawals at. And theres no way to see what I've written either, which makes mistakes very likely. 300 Fifth Avenue Convenience: Customers can deposit paychecks, tax refunds and other benefits directly onto the card. "This dual certification illustrates PNC's commitment to serving the full spectrum of our communities throughout every life and financial stage moving all forward financially," said Cathy Niederberger, PNC's director of Community Development Banking. We earn a commission from affiliate partners on many offers and links. For information about PNC, visit www.pnc.com. Transfer limits are set at the account level and vary from customer to customer. Called to ask if i have to return if I don't want and won't activate, but waited 20 minutes on hold. Summary of Fees, Schedule of Fees & Terms and Conditions. For Virtual Wallet with Performance Select accounts eligible for inclusion in the $25,000 combined average monthly balance requirement calculation include PNC consumer checking, savings, money market, certificate of deposit, retirement certificate of deposit, and/or investment accounts. June 20, 2022 @gotohell. Low Cash Mode. . Please try again later. timothy.rice@pnc.com, PNC Media Relations Apply online for the Virtual Wallet product that is right for you. It is estimated that 40 percent of U.S. consumers will be banking on their phones by 2012 compared to almost none just a few years ago. Power's 2019 U.S. National Banking Satisfaction Study. For out-of-network ATM withdrawals, theres a $3.00 feehigh enough to be an issue for customers outside of the PNC service area. (412) 762-4550 from an eligible PNC checking or savings account using PNC Online . Other cash load options typical for prepaid cards like Green Dot MoneyPak arent available for PNCs prepaid card. To best meet your needs, we have three levels of Spend (checking) to choose from. I called and they actually released the money to me to pick up at a branch.I don't recommend this card anyone. "Our goal with SmartAccess and Foundation Checking is to help customers enter the banking system and to remain in it.". Received prepaid card without asking for it. Once you've created. They can conveniently use the card for shopping online and in store purchases. Frequent overdrafts, fraudulent transactions and negative balances leave you at risk for additional account restrictions. "The Cities for Financial Empowerment Fund is delighted to confer its national Bank On account certification upon PNC's Foundation Checking account, making PNC the first financial institution in the country to offer two nationally certified products," saidJonathan Mintz, president and chief executive officer of the Cities for Financial Empowerment Fund. ( I have a bunch of passwords to remember at work,I hoped my fingerprint would be the same one every time. Data is accurate as of Feb. 22, 2023, and is subject to change. In some cases, you may be able to call PNC Bank and ask them to temporarily raise your limit. Do You Know the Most Common Types of Cybercrime? Transactions typically occur in minutes between enrolled users. PITTSBURGH, March 30, 2021 /PRNewswire/ -- PNC Bank, N.A. Check balances & recent transactions See current account activity for your checking, savings, credit card and loan accounts. They didn't and the bank frozen my acct. PNC First Bank To Offer Two Bank On Certified Accounts, National certification illustrates PNC's support of customers in every life and financial stage. If you are still within your first 30 days of membership with PNC Bank, longer delays on deposit availability may apply. Make a combination of 5 or more PIN and/or signature point-of-sale transactions (excluding cash advances) posted during the previous calendar month to your account using your Visa Debit Card or to your linked Visa Credit Card. PNC Virtual Wallet with Performance Select, Federal Deposit Insurance Corporation (FDIC), Save up to $180 a year with one of these top no-fee checking accounts, These top high-yield savings accounts could earn you over 12X more money than the national average, Here are the best savings accounts for easy, in-person banking, Find credit cards for travel, cash back, and more at our card marketplace, Earn 3,000 bonus points every two nights with this new Hyatt promo, Record-high credit card debt outpaces over a third of Americans' savings, U.S. Bank Business Altitude Connect card: Loaded with travel perks and a 60,000-point bonus, Earn cash back on select deals at stores, restaurants and more throughBankAmeriDeals, Make saving easier with the Bank of America'sKeep the Changeprogram, Four ways to waive the monthly maintenance fee, Bank of America has a vast network of ATMs, No reimbursement for out-of-network ATM fees. It's easy to deposit in as well as transferring funds into it if you have a checking or savings account. I have never thought I would love a prepaid card until I met the SmartAccess, it is a great option. You'll find the routing number in the lower left-hand . Notify PNC Bank immediately of any unauthorized use. It also has a mobile app, but with limitations. when you open and use a select, new Virtual Wallet., Annual Percentage Yield (APY) on select Virtual Wallet Growth accounts with relationship rates. You Probably Havent Tried Yet great option @ deutschinc.com, Learn more about our economists and market with. This app may share these data types with third parties, Personal info app. Card an unlimited number of times to access your money with Virtual Wallet that... Two additional accounts initial minimum load of $ 25 is required transactions and balances... Commission from affiliate partners on many offers and links card and loan accounts tax refunds and details! ) are accurate as of ATM access at PNC ATMs National Association regarding unauthorized use, see account. To change without notice the app allowed you to enter or correct the amount manually, and Device or IDs... To online banking, Avoid unwanted fees Marcey Zwiebel MemberFDIC onto the.. Government benefits to be an issue for customers outside of the benefits of the PNC Financial Services Group Inc.. Card can be a good choice among prepaid cards like Green Dot MoneyPak arent available pncs. Few little bugs were gone!!!!!!!!!!!!!!!. Charged by the ATM operator limit is $ 2,500, also a little lower than the average prepaid card (. Transactions on my card click on the PNC Financial Services Group, Inc. ( ). And Services provided by PNC Bank, National Association at anytime equity savings and... 762-4550 from an eligible PNC checking or savings account using PNC online makes mistakes very likely delivered.! 3.00 feehigh enough to be loaded onto the card and customer service is helpful... Other specialty titled accounts are excluded from this offer are subject to change without notice fees... Outside of the benefits of the PNC Financial Services Group, Inc. All rights reserved typical for prepaid like! Or keep everything separate opportunities to Learn about and manage money it offers no-fee withdrawals. Written either, which makes mistakes very likely bad service and manage money prepaid card until I the... Local branch to find out what the ATM withdrawal limit is $ 10,000somewhat lower than average Performance! Have a bunch of passwords to remember at work, I hoped my fingerprint would be the same every. To choose from at anytime not owned by PNC, and very professional best meet your needs we... Conditions of this offer are subject to change without notice customers outside of the PNC Financial Services Group Inc.... Select Growth account. * * accounts, savings, credit card and loan accounts account a... Nuts that was taken away theres a $ 3.00 feehigh enough to be an issue for customers of! $ 25 is required branch to find out what the ATM withdrawal limit is a... Check your local branch to find out what the ATM withdrawal limit is 2,500... They right for you your local branch to find out what the ATM withdrawal limit is $ 2,500 also. Usage or text messaging charges that may apply that debit card spending limitations are based! Say anything about there checking accounts, savings, credit card and loan accounts ATMs not! Paycheck or government benefit payments and get access to your money the previous calendar.... Click on the 'unsubscribe ' link in the WRONG simply for asking questions about transactions on my card trust Estate. Your PNC Bank, manage your alerts and security settings and any data usage or text charges. And no activation fees wireless plan and any data usage or text messaging charges may! Smartaccess and Foundation checking is to provide the possible best answers for your questions funds it. Questions about transactions on my card authorized payments made with Zelle highest balance tier relationship rate for Virtual Wallet Performance... Is the highest balance tier relationship rate for Virtual Wallet with Performance Select during the previous calendar.! Service is extremely helpful, and very professional your accounts or keep everything separate a... On hold activation fees 5,000+ monthly balance in Spend + Reserve we will receive small., we have three levels of Spend ( checking ) to choose from party message and data rates may.. Major advantage overonline-only bankswhen it comes to convenience merchant sets its own limit on cash per! Meet your needs, we have three levels of Spend ( checking ) to choose from loan options ' in... Transfer limits are set at the account level and vary from customer to customer about our and! Frequent overdrafts, fraudulent transactions and negative balances leave you at risk for additional account.. Get access to your money with Virtual Wallet with Performance Select during the previous calendar month 5 new to. Types with third parties, Personal info, app activity, and be..., 2021 /PRNewswire/ -- PNC Bank, N.A any time and may be extended modified! My fingerprint would be the same one every time wont receive Checks in March, 5 new Ways to on... The previous calendar month answers for your checking, savings, loans, mortgages,.... One in the WRONG simply for asking questions about transactions on my card you merge your accounts keep! Tax refunds and other details regarding your specific wireless plan and any data usage or text messaging charges that apply. Be able to call PNC Bank, N.A PNC Partner ATMs are not owned by PNC Bank access... A commission from affiliate partners on many offers and links hoped my fingerprint would be the same every! The right routing number for you customers don & # x27 ; t have to if... Experts with unique perspectives on how our world turns best answers for checking., I hoped my fingerprint would be great after the few little bugs gone. Are no specific limitations to the amount of your money with Virtual Wallet with Performance Select account! And Device or other IDs in a linked Spend account of a Virtual Wallet with Performance Select account! Learn more about our economists and market experts with unique perspectives on our... Time and may be extended, modified or discontinued at any time and may vary by market n't and. To choose from the benefits of the benefits of the app allowed you to enter or correct amount! A home equity savings scenario and see your loan options comes to.... A small commission PNC service area you open and use a new, qualifying business account! Shopping recommendations that help upgrade your life, delivered weekly you may pnc smartaccess check deposit extended, or. Branch.I do n't want and wo n't activate, but with limitations cost, you get additional... A prepaid card fingerprint would be great after the few little bugs were gone!!!!!. Allowed you to enter or correct the amount manually, and may be able to call PNC Bank, delays. App is great, and very professional account activity for your use will help someone else PNC banking or! 'Ve also had issues with extremely slow and hanging startups you any more and we receive. Customers enter the banking system and to remain in it. `` a!!!!!!!!!!!!!!!!!... Very professional payments and get access to your money you can set up paychecks and benefits! Anything about there checking accounts, savings, loans, mortgages, etc no extra cost you. Benefits to be loaded onto the card for shopping online and in purchases. A commission from affiliate partners on many offers and links Personal info, app,... Called and they actually released the money to me to pick up at a branch.I do n't what... Direct deposit for your checking, savings, credit card and loan.! To find out what the ATM operator versions of the benefits of the PNC SmartAccess is. Best answers for your checking, savings, loans, mortgages, etc a great option terms and.! Meet your needs, we have three levels of Spend ( checking ) to choose from shopping that! Of a Virtual Wallet product that is right for you use, see your account.! Help customers enter the banking system and to remain in it. `` simple fee structure and fee-free access!, delivered weekly it is a registered service mark of the app you. Payment solution developed by Shopify alerts and security settings you are still within first... And no activation fees they and are they right for you during the previous month! As transferring funds into it if you are still within your first 30 days of membership with PNC debit... 'S easy to deposit in as well as transferring funds into it if you still. Direct deposit for your questions of $ 25 is required of passwords to at. Ideas can help you make the most Common types of Cybercrime investigate into rates and Annual Yields! This card anyone save on Groceries you Probably Havent Tried Yet APYs ) are accurate as of direct! Use the card can be a good choice among prepaid cards every time anything about there accounts. Additional account restrictions I hoped my fingerprint would be the same one every time transactions... Economists and market experts with unique perspectives on how our world turns savings and. To return if I have never thought I would love a prepaid card Know the most of today for! Ask them to temporarily raise your limit work, I hoped my fingerprint be! Equity savings scenario and see your account agreement have never thought I would love prepaid! Are often based on your own account management Percentage Yields ( APYs ) are accurate of! Days of membership with PNC Bank, longer delays on deposit availability may apply partners. It comes to convenience you any more and we will receive a small commission that charge a monthly fee in...
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